YDFA is part of Your Divorce™: www.Your-Divorce.com

“Minimize cost and stress.
Maximize the financial terms
of your divorce settlement.
We can save you thousands of dollars.”
Mercedes Barker, CDFA®, CDLP
Certified Divorce Financial Analyst
Certified Divorce Lending Professional
Civil and Family: Divorce, Child Custody Mediator
Realtor, Mortgage Loan Originator and Mortgage Broker

Call us now at (833) Divvy-Up for a free consultation.
(833) 348-8987

“Mediate your divorce with a Certified Divorce Financial Analyst who has the financial knowledge and experience to help you reach the settlement you’re seeking, then let us help you execute it. We take all the stress out of the process, while saving you thousands of dollars.”

Mercedes Barker, CDFA®
Certified Divorce Financial Analyst
Certified Divorce Lending Professional
Civil and Family: Divorce, Child Custody Mediator
Realtor, Mortgage Loan Originator and Mortgage Broker
Your Divorce Financial Analyst (YDFA)

Pre-Divorce

Generally speaking, marriage is all about love, while divorce is all about money. Odds are you married for love. You planned your wedding, your honeymoon… Read more

The Entire Process

For divorcing couples who seek a more cost-effective, less stressful and intimidating process, we have the solution for you.… Read more

Post-Divorce

Your divorce is final! However, there’s still some work to do. Your marital home might need to be sold, and new homes purchased. Your accounts may need consolidating, QDROs … Read more

Your Divorce Financial Analyst is cost-effective and with you for the entire process.

At YDFA, our job is to help you understand how the decisions you make today will impact your financial future. We help you navigate the financial complexities to reach the settlement you are seeking. Our CDFA® Professional will prepare a summary of meetings and your detailed settlement agreement for our attorney(s) to review and/or paper, or to include in a pro se divorce packet (a do-it-yourself, no attorneys) all at a fraction of the cost and without ever setting foot in a courtroom.

Our services include deeply discounted realtor fees through Gabrianna Realty to list your home or other properties should that be part of your settlement. Gabrianna Realty is an active real estate brokerage firm with the Houston Association of Realtors servicing Houston and all the surrounding cities of Houston. In most cases, the savings pay for the cost of your divorce settlement services. Gabrianna Realty Team of Realtors can also find your new home at no cost to you.

We are with you throughout the entire process including post-divorce. Having a CDFA® Professional could save you thousands of dollars and potentially serious repercussions down the line.

What is a CDFA®?

A CDFA® is one who specializes in the financial issues surrounding divorce. The role of the Certified Divorce Financial Analyst includes acting as an advisor to one party’s divorce lawyer, or as a mediator for both parties. A CDFA® uses his or her knowledge of tax law, asset distribution, and short- and long-term financial planning to achieve an equitable settlement.

Why YDFA?

Because YDFA can handle every aspect of your divorce process. It begins with creating your settlement agreement through mediation. By applying tax optimization and an accurate valuation of ALL assets (investments, retirement accounts, pensions, businesses, expenses, rental properties, etc.), YDFA can help craft a creative settlement that reflects your desired outcome, quite possibly saving both of you taxes so you can keep more of your hard-earned money. Unless you’re opting for an uncontested pro se divorce (do-it-yourself), we have attorneys to draft your settlement, so you can rest assured that the legal aspects are covered.

Once the agreement is reached, YDFA has a team of professionals to help you execute it.

  • Legal Services
  • QDRO Specialists
  • Real Estate Services
  • Mortgage Lending

Let us help you through it, every step of the way, so you can start the next phase of your life with confidence and control.

Your Divorce Financial Analyst LLC

Who is Mercedes Barker?

Mercedes Barker, CDFA<sup>®</sup>
Mercedes Barker, CDFA®

Mercedes Barker is a Certified Divorce Financial Analyst Professional at YDFA (Your Divorce Financial Analyst LLC), a Civil and Family: Divorce, Child Custody Mediator, and a CDC Certified Divorce Coach and CDC Divorce Transition and Recovery Coach, the CCO and Options Trader at Equilibria Wealth Management, a Realtor and Partner at Gabrianna Realty and a Loan Originator and Partner at Gabrianna Mortgage.

Mercedes Barker offers her clients a rare combination of skills and insight that cover the basic key elements of every divorce: Financial Analysis, Mediation, Divorce Coaching, Portfolio Management, Real Estate and Mortgage Loan Origination. Having lived in Barcelona, Spain and Buenos Aires, Argentina for 25 years, she is multi-cultural and fluent in Spanish.

Certified Divorce Financial Analyst

Mercedes Barker is the Certified Divorce Financial Analyst at Your Divorce Financial Analyst. A CDFA® is one who specializes in the financial issues surrounding divorce. Her role as a Certified Divorce Financial Analyst includes acting as an advisor to one party, a party’s divorce lawyer, or as a mediator for both parties. She uses her knowledge of tax law, asset distribution, and short and long-term financial planning to help couples achieve the divorce settlement they are seeking.

Civil and Family: Divorce, Child Custody Mediator

Mercedes Barker is also a Mediator at Your Divorce Financial Analyst.

CDC Certified Divorce Coach, CDC Divorce Transition & Recovery Coach

Mercedes Barker offers divorce coaching as an added on service or simply as part of the overall divorce process. 

CCO and Options Trader

As a Financial Advisor at Equilibria Wealth Management, Mercedes Barker offers the full spectrum of portfolio management of wide-ranging financial securities, the most common of which are CD’s, municipals, corporates, U.S. government and high yield bonds, ETFs, stock and stock options. Her primary aim as a Portfolio Manager is to create the right balance of financial products in accordance with each client’s goals and level of risk tolerance. Other areas include stock and option trading, as well as developing strategies that seek to provide hedging opportunities and potential income generation. Mercedes Barker carries the following registrations: Series 3, 65 and Insurance.

www.equilibriawm.com
Investment advisory services offered through Equilibria Wealth Management, a SEC-registered investment adviser.

Realtor and Partner

Mercedes Barker is a licensed Realtor and Partner at Gabrianna Realty servicing Katy, Richmond, Sugarland, Cypress and other areas of Houston. Gabrianna Realty also services Midland/Odessa, TX.

www.GabriannaRealty.com
*Real estate or Legal Professional services are not endorsed or warrantied by the firm.

Mortgage Broker and Certified Divorce Lending Professional (CDLP)

Mercedes Barker is a CDLP, a licensed Mortgage Loan Originator (NMLS# 2238600) and Broker at Gabrianna Mortgage (NMLS# 2277623). 

www.GabriannaMortgage.com

Outside of these activities, Mercedes has two main passions: bridge and music. She plays tournaments regularly and is an Accredited ACBL (American Contract Bridge League) Teacher and Club Director. As an ex-professional jingle writer/producer for TV and radio, she enjoys composing music and spending time in her home studio.

 

Contact Us

Call

(833) 348-8987
(833) Divvy-Up
today for a completely FREE first consultation.

Email

[email protected]
or send the form.

Office Location:

2717 Commercial Center Blvd.
Suite E200
Katy, TX 77494

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    Visit us at our Office in Katy, TX