Call us now at 281-909-0607 for a free consultation.

“Save time and money. Mediate your divorce with a Certified Divorce Financial Analyst who has the financial knowledge and experience to help you reach your settlement, without ever setting foot in a courtroom.”

Mercedes Barker, CDFA®
Certified Divorce Financial Analyst
Civil and Family: Divorce, Child Custody Mediator
Your Divorce Financial Analyst (YDFA)

Your Divorce Financial Analyst is cost-effective and with you for the entire process.

At YDFA, our job is to help you understand how the decisions you make today will impact your financial future. We help you navigate the financial complexities to reach the settlement you are seeking. Our CDFA® Professional will prepare a summary of meetings and a detailed settlement agreement for your attorney(s) to review, and/or for one of our attorneys to paper, or to include in a pro se divorce (a do-it-yourself) packet…all at a fraction of the average cost.

Our services include deeply discounted realtor fees through Gabrianna Realty to list your home or other properties should that be part of your settlement. Gabrianna Realty is an active real estate brokerage firm with the Houston Association of Realtors servicing Houston and all the surrounding cities of Houston. In most cases, the savings pay for the cost of your divorce settlement services. Gabrianna Realty Team of Realtors can also find your new home at no cost to you. 

We are with you throughout the entire process including post-divorce. Having a CDFA® Professional could save you thousands of dollars and potentially serious repercussions down the line.

Pre-Divorce

Generally speaking, marriage is all about love, while divorce is all about money. Odds are you married for love. You planned your wedding, your honeymoon… Read more

Our 5 Step Process

Let’s be honest. While you’re going through the divorce procedure, the last person you might want to share any space with is your spouse. We… Read more

Post-Divorce

Your divorce is final! However, there’s still some work to do. Your accounts need to be consolidated, QDROs (Qualified Domestic Relations Orders) completed, wills redone, bank… Read more

What is a CDFA®?

A CDFA® is one who specializes in the financial issues surrounding divorce. The role of the Certified Divorce Financial Analyst includes acting as an advisor to one party’s divorce lawyer, or as a mediator for both parties. A CDFA® uses his or her knowledge of tax law, asset distribution, and short- and long-term financial planning to achieve an equitable settlement.

Why YDFA?

Because by applying tax optimization and an accurate valuation of ALL assets (investments, retirement accounts, pensions, businesses, expenses, rental properties, etc.), YDFA can help craft a creative settlement that reflects your desired outcome, quite possibly saving both of you taxes so you can keep more of your hard-earned money and ensuring you’re getting everything you’re entitled to. With an attorney to draft your settlement, you can rest assured that the legal aspects are covered.

Let us help you through it, every step of the way, so you can start the next phase of your life with confidence and control.

Divorce Mediation Assistance

Mediators frequently struggle when faced with having to educate a couple on the complexities of their settlements. Negotiating spousal maintenance, computing the present value of a pension, options for refinancing a home or tax law, it is beneficial for everyone involved that a CDFA® professional be part of the mediator’s team.

Collaborative Divorce

The Collaborative Divorce Process is different because it enables the couple to create their own customized divorce, focusing on protecting their families and preserving their resources and assets through solution-oriented, interest-based negotiations. There are no court hearings, it is less stressful, and the final outcome is better for the couple, their family, and their estate.

Each party must be represented by a lawyer and the parties may engage professionals such as mental health, financial and other experts as needed. A CDFA® professional’s key role is to make sure all parties understand the financial impact and by doing so, help in reaching the best settlement possible.

Expert Presenter and Litigation Support

A CDFA® may be called upon as an expert witness in court or in mediation proceedings.

Your Divorce Financial Analyst LLC

Mercedes Barker, CDFA®
Mercedes Barker, CDFA®

Mercedes Barker is a Financial Advisor and Managing Partner at Equilibria Wealth Management, a Realtor and Partner at Gabrianna Realty and a Certified Divorce Financial Analyst Professional at YDFA (Your Divorce Financial Analyst LLC) and a Civil and Family: Divorce, Child Custody Mediator..

Equilibria Wealth Management is an independent firm with securities offered through Summit Brokerage Services, Inc., Neither Summit Brokerage Services, Inc., nor any of its affiliates may give legal advice. For a comprehensive review of your personal situation, always consult your legal advisor. **Services offered on this site are separate and unrelated to those of the named broker dealer and are not endorsed or warrantied by the firm.

Her father is a US citizen and her mother was Argentine. As a US citizen herself, she lived in Barcelona, Spain for 20+ years and another 5 in Buenos Aires. English and Spanish are her two mother tongues and is equally fluent in both.

In her free time, she composes and produces music in her home studio. She is also an ACBL Life Master bridge player, Accredited Bridge Teacher and Club Director. Her bridge activities are currently limited to playing in tournaments.

She lives in Katy (Houston), TX. However, using today’s technology, she is able to service clients not only the state of Texas, but nationwide as well.

Contact Us

Call 281-909-0607 or 432-853-1785
today for a FREE consultation.

Email:
mercedes@yourdivorcefinancialanalyst.com

Office Location:

2717 Commercial Center Blvd.
Suite E200
Katy, TX 77494
 

Visit us at our Office in Katy, TX